Zambia’s Debt Trap: How Civil Servants and Workers Are Crushed by Payroll Loans and Kaloba

2026-02-25 - 22:57

By Fred M’membe Good leaders must be interested in the welfare of those in distress. We expect them to feel the distress of many who are trapped in debt. This is a difficult problem for any government to face, but to solve it, we need public-spirited leaders with courage, professional competence, and moral integrity who